You’re credit score didn’t plummet overnight, and it’s not going to rise overnight. Just like with anything else worthwhile in life, it’s going to take time, purposeful effort, and good decision-making. Whatever the reason(s) your credit is not where you want it to be, the good news is ~ it’s fixable. Whether you’ve filed bankruptcy, had accounts closed by lending institutions, or have been behind on some payments ~ it’s not the end of the world (even though it may feel like that at times!) While budgeting is an integral key to tackling your debt, there are several things you can do today that will help you manage your debt crisis.
